Skitzofrenik

Specifically the "Counter" NPC at Celedon Mart 3, and at least one other NPC I've talked to have stolen my money. The "not refundable" warning comes AFTER you say yes to learning the move and choose a pokemon to teach it to (which cannot be cancelled). There appears to be a chance to cancel the transaction at this time, but it's already too late. The money is taken, even if you choose 'no' when the warning is given. Why are dialogue options given if the player is already locked into the purchase? How hard could it be to change the NPCs to give the warning when the conversation first begins? I've never felt robbed by an NPC in any other game I've played. This makes no sense to me.