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Amigos Credit Union. Fast Affordable Loans!


Xavier

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-----The Amigos-----

 

♧YAKUZAH♧

♡IMHANJOO♡

☆JACCARD1☆

%KELLSBELLES%

♤STRATEGIST♤

◇LYSIUM◇

 

Welcome to the Amigo's Credit Union! :CharYay:

Sounds Great! But what is it? :RowletHeart:

fNOqjWm.png Almost everyday somebody request's to borrow money from us as a group while I have no doubt that 99% of these requests are honorable it only takes that 1% to cause distrust. until recently our response to these type's of request's has usually been "NO" out of fear of getting scammed and never seeing our beloved money again. However, under further review we have decided to rewrite our policy and we are happy to announce we can offer you the customer "Fast Affordable Loans" know as the Amigo's Credit Union or ACU for short.

 

Well Alright! How does it work? :PikaLurk:

fNOqjWm.png I am glad you asked. We have spent a few weeks developing the idea of a loan contract which allows the customer to apply for loans ranging from 500k-10m (10m+negotiable) Our loan contract, which can be seen below, has a few safeguards in place to help keep both the "lender" (ACU) and the "borrower" (YOU) safe. In order to minimize the risk associated with dishing out millions and millions of Poke$ we have a few requirements when applying for a loan.

1. You must sign the contract

2. You must agree to pay the loan + Interest with in the loan period (usually 1 week)

3. You must trade us a poke of equal or greater value then the amount borrowed (this will be returned to you when full payment is made)

4. You must agree to pay us back the full loan amount plus 5% interest. (for a $1million loan interest would equal 50k, for a total of $1.05million)

 

Sign me up! How do I apply? :PixiuKnife:

fNOqjWm.png There are 3 way's to apply either through discord app, in game chat or here on the forum's you may contact any of the amigo's via one of the above methods to organize an application. We will take screen shot's of the in game trade and chat log's for our safety and protection. When applying for a loan you must use the following format.

[spoiler=Format] I agree to borrow $"x" amount and within 1 week agree to pay you back $"x" plus 5% interest total amount expressed here ($$$) date XX/XX/XX as warranty I agree to trade you the following poke (link) which will be returned to me when my loan amount is paid in full. I understand that if i fail to pay my loan my Pokemon maybe sold in order to cover my loan debt signed. (IGN)

To apply simply follow these steps.

1. Decide on a loan amount and a suitable poke to offer as warranty.

2. Make contact with one of our friendly members.

3. Tell us how much you would like to borrow and how long it will take for you to repay the loan.

4. Negotiate terms with the ACU.

5. Sign the loan contract and complete the in game trade.

That's It!

 

How do I know this isn't a scam? :OshaWAT:

fNOqjWm.png Quite simply put the Amigo's as a collective have over $250m worth of in game assets and poke$ Scamming someone out of a single poke would be more detrimental than the value of a single Pokemon. The cost associated with ruining our good name and the reputation we have built for ourselves far outweighs the value of a single Poke, If that isn't proof enough you are also more than welcome and even encouraged to take a screen shot of the in game chat and trade log's. That way you are also protected if we fail to honor our agreement.

 

Formal Contract :TreeckoNo:

[spoiler=Loan Contract]

[spoiler=Loan Contract]

[spoiler=Loan Contract]

Loan Agreement

Dated: __

The lender: Amigo’s Credit Union “ACU”

The borrower: __

The total amount borrowed: __

The total amount owed after interest: __

 

* I, __ (the "Borrower"), hereby promises to pay to Amigo’s Credit Union, (the "Lender"), The total amount owed, to the principal sum of __ together with interest on the principal balance, and in accordance with the terms set forth below.

 

* Payment. The principal amount of this Loan together with accumulated and unpaid interest and all other charges, costs and expenses, is due and payable on or before _”1 week” __. All payments under this Agreement are applied first to accumulated interest and then to the balance of the outstanding principal.

 

* Prepayment. The Borrower has the right to prepay all or any part of the principal amount of this Loan, together with accumulated and unpaid interest, at any time without prepayment or penalty prior to the one week agreement.

 

* Asset Guarantor I, __ agree to send the following asset/assets __ as a guarantor for the loan incurred, with the full understanding that any default of this loan or failure to repay within the loan period will result in a liquidation of the above assets and any acquired profits belong exclusively to that of the ACU.

 

* Default. In the event of default, “the Borrower being unable to repay his loan” the Borrower agrees to forfeit his assets “The Pokémon guarantor” any benefit acquired by the liquidation of these assets will exclusively belong to that of the ACU. Defaulting on any loan will also incur a “blacklisting” of the borrower and any other accounts belonging to the borrower.

 

* Waiver. The Borrower agrees to waive presentment, protest and demand, notice of protest, demand and dishonor and non-payment of this Loan. The repayment of the loan is the sole responsibility of the Borrower and not that of the lender

 

* Binding contract. This Loan benefit is of a binding nature once signed the borrower is under full obligation to repay the amount borrowed plus the agreed upon interest on the respective sum.

 

* Joint and Several Liability. If there is more than one Borrower of this Loan, the obligation of each Borrower shall be joint and all parties will be held accountable for this loan.

 

* Amendment. This Loan may be amended or modified only by a written agreement signed by both the Borrower and Lender.

 

* Notifications. Any notice or communication under this Loan must be in writing and sent via one of the following options: Discord communication or in game message. Screen shot’s will be taken as proof of communication.

 

* Signed. Signed, Amigo’s Credit Union Amigo’s Credit Union only recognizes the following personal for distribution and authorship of Loan contract’s: Lysium. Stratergist, Yakuzah, Kellsbelles. No other personal has the authorship to distribute loans and loan contracts.

 

 

 

Thanks. :SquirtleSquad:

Edited by Xavier
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